(Operated by Chairman Business Services)

Overview

This Payment Policy outlines the terms and conditions related to payments made on our website, chairmantoolsmart.in. By placing an order, you agree to abide by the terms stated below.

Accepted Payment Methods

We offer secure and convenient payment options to ensure a smooth checkout experience:

• Credit Cards (Visa, MasterCard, RuPay)
• Debit Cards
• UPI (Google Pay, PhonePe, Paytm, etc.)
• Net Banking
• Wallet Payments

All transactions are processed through secure and encrypted payment gateways.

Payment Confirmation

Once your payment is successfully processed, you will receive an order confirmation email/SMS.

If the payment fails but the amount is debited, it will typically be automatically refunded within 5–7 business days by your bank or payment provider.

Pricing Policy

All prices listed on the website are in Indian Rupees (INR).

Prices are inclusive/exclusive of GST (mention based on your store setup).

Chairman Business Services reserves the right to change product prices at any time without prior notice.

The final payable amount will be displayed at checkout.

Payment Security

We use industry-standard SSL encryption to protect your payment information.

Chairman Business Services does not store your card details.

All transactions are handled via trusted third-party payment gateways.

Invoice & Billing

A digital invoice will be sent to your registered email after successful payment.

Customers must ensure that billing details provided are accurate and complete.

GST invoices will be issued where applicable.

Refunds & Adjustments

Refunds (if applicable) will be processed according to our Refund & Return Policy.

Refunds are typically credited to the original payment method within 5–10 business days.

Shipping charges (if any) may be non-refundable unless the issue is from our end.

Failed or Declined Transactions

Chairman Business Services shall not be held liable for:

Payment failures due to insufficient funds

Bank authorization issues

Technical errors from payment gateways

Customers are advised to retry using an alternative payment method.

Fraud Prevention

We reserve the right to cancel or hold orders if fraudulent or unauthorized transactions are suspected.

Additional identity verification may be requested in such cases.

Contact Information

For any payment-related queries, please contact:

Chairman Business Services

Website: https://chairmantoolsmart.in

Email: primepetchi@gmail.com

Phone: +91 94424 48987

Policy Updates

Chairman Business Services reserves the right to update or modify this Payment Policy at any time without prior notice. Changes will be effective immediately upon posting on the website.